Just about everyone who drives has car insurance – but how much do you really know about auto insurance? Car insurance is required in nearly every state in the U.S. (New Hampshire being the notable exception). Almost all of us buy car insurance, but it has provisions that most people know little about. With that in mind, let’s spend some … Read more
Car insurance companies thrive on consumer complacency. Most people are happy to stick with the same carrier year-after-year, even as their rates remain stagnant. According to JD Power, only about one-third of policyholders shop around each year. The one-third who do shop around, however, end up saving an average of $356 per year. They realize … Read more
With over 40 million Americans unemployed and a Recession on the horizon (or depending who you ask, already here), everyone’s looking at ways to cut costs. As your keyfob collects dust, you might consider putting your car, or at least your car insurance, on the chopping block. After all, you’ve barely driven since this whole … Read more
If you drive a car but don’t own a car, then you need to consider non-owner car insurance. It can be a relatively affordable way to purchase auto insurance liability coverage without the title of a car. Typically, these rates are cheaper than standard car insurance because you aren’t the primary driver of the car. … Read more
Getting car insurance with no down payment is no easy task. Most companies won’t even offer it. And those that do, very rarely advertise it. This is due to the fact that car insurance companies want to deal with drivers that aren’t considered high risk. And if you are unwilling to put up a down … Read more
Like pretty much every industry, COVID-19 massively disrupted the auto insurance world. A combination of empty roads and pandemic-stricken bank accounts led policyholders to request discounts and relief from their providers, and to their credit, most responded in some capacity. According to the Office of the Insurance Commissioner, Washington State, at least 28 major auto … Read more
Car insurance isn’t something most people think about every day. Personally, I only think about it when I get my six-month renewal notice in the mail. Life can get hectic, though. As a dad of two kids and a business owner, it’s easy for a piece of mail to get lost on my kitchen counter. … Read more
Rideshare driver opportunities might jump out as the perfect solution to any financial goals you have. After all, the flexibility of this potential side hustle or full-time opportunity to pay the bills is worth getting excited about. But before you dive in head first, take a minute to get your rideshare insurance taken care of. … Read more
To start, it’s my crazy-strong recommendation that you spend 30 minutes shopping for a better car insurance rate every six months. When you do, you’ll inevitably be asked about gap insurance. So what exactly is gap insurance, and do you need it? Auto insurance providers tend to be a little vague about gap insurance and … Read more
Texting while driving is never a good idea. And that’s an understatement. While it can be tempting to reach for your phone to answer a text while you’re on the road, the reality is that distracted driving can result in accidents, injuries, and even death. If you are caught, you could find yourself with a … Read more
If you drive a car that’s more than 20 years old, you might qualify for classic car insurance. In fact, you might’ve already looked into it, but quickly discovered that the qualifications, requirements, and coverage types are all a bit of a confusing mess. Don’t give up too soon; unlike other forms of auto insurance, … Read more