What to do immediately after a car accident

There’s a lot of “conventional wisdom” involved with auto accidents. But what you should do in any given situation will depend upon the specifics of the accident. Are you at fault? Is the other party at fault? Was anyone injured? Was the damage minor or extreme? Before deciding exactly how to proceed, you first have … Read more

Is Identity Theft Insurance Worth It?

Identity theft is when someone uses your personal information — like your home address, date of birth, credit cards, or bank account details — to take out a bank loan, withdraw money from your bank account, use your credit cards, or open up new credit cards in your name. The FTC received 1.4 million complaints of identity … Read more

Use A Health Savings Account To Maximize Your Retirement Money

If you are looking to save money for long-term purposes, don’t overlook the potential of health savings accounts (HSAs) to help. While HSAs are not investment accounts in the traditional sense, you can use a health savings account to create a substantial nest egg that you could use at a later date under certain circumstances. What is a health savings account? Established by … Read more

Find Out The Average Cost Of Car Insurance Per Month

I often get frustrated when I get my auto insurance bill. I’d love cheap monthly car insurance premiums, but they are hard to find. It seems like the prices keep increasing every renewal.  Rather than sitting back and letting my prices increase, I decided to take action and research the average monthly car insurance payment. … Read more

How To Pay Your Car Loan Off Fast

Another month, another car payment.  Am I done yet?  If you’re eager to pay off your auto loan faster, I feel you. That’s why in this piece, I’m going to share seven steps you can take to greatly accelerate the process. In just a few ninja moves, you can pay off your auto loan faster … Read more

How Much Insurance Should You Have?

There are insurance policies that can cover virtually everything we have and everything we do in life. But how much insurance coverage is enough? And how much might be too much? There’s no easy answer, but there are general rules of thumb that you can follow. What those rules are will vary depending upon the … Read more

Reality check: Buying life insurance young saves money

Think you’re too young for life insurance? Here’s the truth: With very few exceptions, the younger you are when you buy a life insurance policy, the less you’ll pay. Although hundreds of factors determine life insurance premiums, age is one of the most critical components, and it makes a strong case for buying life insurance as early in life … Read more