Reality check: Buying life insurance young saves money

Think you’re too young for life insurance? Here’s the truth: With very few exceptions, the younger you are when you buy a life insurance policy, the less you’ll pay. Although hundreds of factors determine life insurance premiums, age is one of the most critical components, and it makes a strong case for buying life insurance as early in life … Read more

Finally, an easy way to compare and buy health insurance

This post is sponsored by Policygenius—but guess what?—we already had a crush on them. We’ll only recommend products we believe in—including in sponsored content. Rest assured, Policygenius is one of them!  Would you buy a car without knowing its predicted fuel economy, performance specs, or safety ratings? What about a house without knowing the mortgage … Read more

FAQ: The young adult’s guide to affordable health insurance

Here is a brief guide to some of the most frequently asked questions about getting health insurance as a Young Adult in the era of Obamacare (if it lasts). Even if the Trump Administration successfully repeals and replaces Obamacare, some of the plan’s features—like the ability to shop for and purchase health insurance on your own—will hopefully stick … Read more

5 Ways To Handle A Surprise Medical Bill

Even when you have insurance, you’re not always covered. An unexpected surgery, outpatient procedure, or ER visit may come with unforeseen medical bills. Nearly a third of Americans have gotten a medical bill they didn’t expect. For 43 million Americans in 2014, these and other bills led to medical debt reported to the credit bureaus, … Read more

8 Ways To Lower Your Auto Insurance Premium

It costs $9,282 a year to own and operate the average automobile, according to 2019 data from AAA. Given that automobile expenses are such a high—and often overlooked—expense, it’s well worth the time and effort to try to reduce them as much as possible. Although you may not be able to shorten your commute or trade … Read more

See Clearly: How To Save On Vision Care

Healthy eyes are essential—so is vision care. Even if your eyes appear to be doing well, your annual eye exam is key to preventive care. Diseases affecting vision, like glaucoma and macular degeneration, are much more treatable if caught early. An eye exam can also screen for other conditions where early detection is a lifesaver, … Read more

How To Compare Car Insurance Quotes

Typically, when looking for car insurance, you’ll head to car insurance comparison sites to find the best deal on a policy. But the process isn’t always as simple as it seems. Each car insurance policy contains its own details, and when you’re looking at quotes from several companies, there can be differences in service that aren’t … Read more

At What Age Do Car Insurance Rates Go Down?

It seems to be one of those cosmic realities of life that the younger you are the more you’ll pay for car insurance. Unfortunately, that’s not just a perception either. Age is one of the most important factors in determining car insurance premiums. Exactly how much you’ll pay will largely be affected by your age … Read more