The average rate for auto insurance in New York state is fairly affordable, regardless of what you’ve heard. It really depends, of course, on where you live within the state. According to statistics pulled by Insure.com, the national average car insurance premium is about $1,325 per year. The average premium in New York state is … Read more
Will your auto insurance premium rise if you have an auto loan? At the risk of sounding ambiguous, the answer is sometimes! Strictly speaking, there is no additional cost for auto insurance if you have a loan on a car—as long as the coverage is the same in both cases. But that won’t always be … Read more
Think you’re too young for life insurance? Here’s the truth: With very few exceptions, the younger you are when you buy a life insurance policy, the less you’ll pay. Although hundreds of factors determine life insurance premiums, age is one of the most critical components, and it makes a strong case for buying life insurance as early in life … Read more
This post is sponsored by Policygenius—but guess what?—we already had a crush on them. We’ll only recommend products we believe in—including in sponsored content. Rest assured, Policygenius is one of them! Would you buy a car without knowing its predicted fuel economy, performance specs, or safety ratings? What about a house without knowing the mortgage … Read more
Here is a brief guide to some of the most frequently asked questions about getting health insurance as a Young Adult in the era of Obamacare (if it lasts). Even if the Trump Administration successfully repeals and replaces Obamacare, some of the plan’s features—like the ability to shop for and purchase health insurance on your own—will hopefully stick … Read more
Even when you have insurance, you’re not always covered. An unexpected surgery, outpatient procedure, or ER visit may come with unforeseen medical bills. Nearly a third of Americans have gotten a medical bill they didn’t expect. For 43 million Americans in 2014, these and other bills led to medical debt reported to the credit bureaus, … Read more
It costs $9,282 a year to own and operate the average automobile, according to 2019 data from AAA. Given that automobile expenses are such a high—and often overlooked—expense, it’s well worth the time and effort to try to reduce them as much as possible. Although you may not be able to shorten your commute or trade … Read more
Healthy eyes are essential—so is vision care. Even if your eyes appear to be doing well, your annual eye exam is key to preventive care. Diseases affecting vision, like glaucoma and macular degeneration, are much more treatable if caught early. An eye exam can also screen for other conditions where early detection is a lifesaver, … Read more
Typically, when looking for car insurance, you’ll head to car insurance comparison sites to find the best deal on a policy. But the process isn’t always as simple as it seems. Each car insurance policy contains its own details, and when you’re looking at quotes from several companies, there can be differences in service that aren’t … Read more
It seems to be one of those cosmic realities of life that the younger you are the more you’ll pay for car insurance. Unfortunately, that’s not just a perception either. Age is one of the most important factors in determining car insurance premiums. Exactly how much you’ll pay will largely be affected by your age … Read more
Mazda MX-5s are the puppies of the automotive world. You could convince yourself you don’t need one, or can’t afford one, or that it would be an irresponsible choice. But once you get one, you can’t stop smiling. Automotive underdog, Mazda, have sold over a million MX-5s for a reason; they’re half the price and … Read more