Minimum Auto Insurance Coverage Requirements by State

As a supplement to my recent coverage of the types of auto insurance coverage, I thought I would provide a list of the minimum auto insurance coverage requirements by state. Each state has their own laws governing the minimum car insurance coverage you need—use this list to find your state and determine your minimum coverage. … Read more

How Much Does It Cost To Drive Safe? Auto Insurance Coverage Types That You Need

We’ve written about the importance of bodily injury liability coverage, arguably the most important part of your auto insurance coverage. But there’s a ridiculous amount of auto insurance coverage types. What do you need to load up on? And which can you skip? Bodily injury liability Every single state requires bodily injury liability coverage. It protects … Read more

Free Net Worth Spreadsheet

This post contains a free net worth tracking spreadsheet template for Microsoft Excel (.xlsx). Please enjoy it for your personal use. An explanation of net worth and why I use this spreadsheet follows the screenshot. As you may know, I’m not a big fan of budgeting…at least the old fashioned way of manually writing down … Read more

What Obamacare Means for 20-somethings

No doubt you’ve been hearing about all the ruckus surrounding the Affordable Care Act, aka Obamacare. As of October 1, many Americans have the option of purchasing individual health insurance  for the upcoming year at By March 31, 2014, the government is expecting you to have health insurance, even if you’re not working, barely … Read more

Do you really need renters insurance? Yes, and here’s why

If you’re a renter, having renters insurance is extremely valuable. It covers lots of different scenarios you might potentially face, like stolen personal items, guest injuries, and reimbursement for temporary living expenses if your apartment gets damaged in a fire. Trust me, it’s essential — even if you’re convinced nothing will ever happen. Here are … Read more

10 Questions To Ask When Shopping For Car Insurance

Most of us have what would be best termed as “basic knowledge” of car insurance procedures and practices. That doesn’t help much when it comes time to shop for a new policy. Before you do, you should be ready with questions that help cover the finer points of a policy. The idea isn’t to get the best policy possible, or … Read more